Made for savers in India

Save in dollars.
Grow them. Spend anywhere.

A dollar account for everyday life — save instantly, earn while you hold, and pay by QR in your local money.

Open your account →
Launch app
Free · Gasless · Only you control it
9:41●●●
M
◔
Your dollars
$0.95
▲ $48.20 this month
Money in
Money out
↓
Money in · UPI
Today · ₹450,000 INR
+$500.00
$
Your dollars grew
Yesterday
+$3.18
↑
Cash out · UPI
Mon · Chai
−$3.00
Backed by
0+
people saving with coins.me today.
0+
cash-outs into local money, and counting.
$0.0M
moved out of the melting pot — and kept safe.
Money that melts

Your rupees melt a little every day.
Your dollars stay solid.

Held in rupees, your savings quietly lose ground — over the last year the rupees lost about 15% of its value, so it buys less each month. Held in dollars, your money keeps its worth.

Your rupeeslose value just sitting still.
Your dollarshold their value, year after year.
The problem

The rupee lost value.
Your savings did too.

Every month it buys a little less. Dollars don’t do that.

Your rupees last year
−0%
What ₹100 of savings is worth now.
vs
Your dollars last year
$0
Still worth $100. That’s the whole idea.
Save

Turn your money into dollars — and back into rupees — in under 90 seconds.

Add money the way you already pay. It becomes dollars instantly. No bank visit. No ID.

✓Add money with UPI
✓It turns into dollars right away
✓No ID, no paperwork, no waiting
Open your account →
9:41●●●
You add
₹47,500
rupees via UPI
You get
$500.00
Dollars · safe
Confirm
Grow

Save first.
Then make it grow.

Your dollars earn on their own. And when you’re ready, put a little into things that grow — from one dollar.

%
0.0% / yr
Earn on your dollars
Put your idle dollars to work. No lock-up — take them out any time.
$1
From $1
Invest from a dollar
Bitcoin, gold, and US stocks. Buy a fraction — a natural next step, not a leap.
GoldBitcoinAppleNvidiaTesla
↺
$10 / wk
Auto-invest
Set it and forget it: buy $10 of bitcoin every Friday. Stop whenever you like.
Spend

Leave the wallet at home.
Scan and pay.

Scan any UPI code and pay straight from your dollars — settled in rupees, in seconds.

9:41●●●
Scan to pay
Point at any UPI code
✓Paid · Chai₹305
From your dollars−$3.20
Settled viaUPI

Your dollars, spendable anywhere your local QR works.

No card. No conversion dance. The merchant gets rupees; you spend dollars.

✓Scan UPI codes at any shop
✓Pays in rupees, instantly
✓No card, no plastic, no fees

Or cash out to

UPIPhonePe
Everyday

One account.
Your whole life.

Hold dollars, spend on what matters. No new country. No second bank. It just works where you do.

Your dollars work everywhere.
Not a wallet for one country — an account for your real life, online and off.
No foreign bank No exchange counter No fees
Travel anywhere
Book flights and pay abroad — no foreign bank account, no exchange counter.
Shop the world
Pay any online store in dollars, from anywhere.
Subscriptions
Netflix, Spotify, iCloud — the bills that only take dollars.
Bills & top-ups
Phone, power, rent — settled in your local money.
Without borders

Receive money from abroad.
In seconds.

Share your link — they add dollars and place an order with your payment details. You get paid in rupees, no US bank account needed.

✓They can send from any wallet or exchange
✓You get paid in rupees via UPI — usually in seconds
✓You earn a share of every order they make
Open your account →
9:41●●●
M
◔
From abroad
+$120.00
Sent by family · arrives as dollars
↓
They added dollars
From any wallet or exchange
+$120.00
⇄
Order · UPI
Your payment details
✓
Paid out in rupees
Seconds later
+₹11,400

Sending money home instead? Sell your dollars with their payment details — your family gets paid in their local currency, in minutes.
Trust

Real people. Real money.
Out of the melting pot.

I stopped watching the news to see what my savings were worth. Now I just don’t worry.
M
MaríaBuenos Aires · saving 8 months
My salary used to melt by payday. Now the day I’m paid, it’s already dollars.
T
TundeLagos · saving 1 year
My mother uses it. That’s how I knew it was simple enough.
P
PriyaMumbai · saving 5 months
Your money, in dollars

Start saving in dollars today.

Open your account →

Free · Gasless · Only you control it

Questions

Still wondering?

No. It’s a dollar account on your phone. You add money, it becomes dollars, and you take it out in your own money whenever you want. Nothing to learn.
Yes. Scan any Pix, UPI, or QRIS code and pay from your dollars; the merchant gets local money instantly.
Yes — hold dollars, put them to work in Savings, or buy bitcoin and other assets from about $1. Gold and US stocks are coming soon.
Yes. coins.me is built on NEAR Intents, so you can deposit practically any token and it becomes dollars in your account — ready to save, grow, or spend.
No. There are no trading screens and nothing to buy or sell — you add money and it's simply dollars in your account, ready to use. And unlike most apps, you don't need an ID to start.
Yes. Family or clients can send you dollars and they arrive in seconds — no US bank account needed. Cash out through your local rail (Pix, UPI, QRIS, and more) or spend straight from dollars.
No domiciliary account needed. The sender adds dollars and places an order with your payment details — you get paid in your local currency in seconds, and you earn a share of every order they make.
Withdraw from your exchange to coins.me as crypto — practically any token works — and it lands as dollars. Then cash out to your local account, escrow-protected, usually in under 90 seconds.
Yes — set a recurring buy from $2 per purchase (daily, weekly, or monthly) and pause or cancel anytime. One-off buys start from about $1.
No — coins.me is non-custodial, so your money never sits on an exchange. Only you control your funds, and every order is protected by escrow.
Yes. Add money through your local rail — Pix, UPI, QRIS, and more — and it becomes dollars in your account instantly. No bank account, no ID, no paperwork.
Money held in local currency loses buying power as it weakens; held in dollars, it keeps its value. Add money anytime — it becomes dollars instantly, and you can cash back out whenever you want.
Yes — move your dollars into Savings and they earn and auto-compound on their own. No lock-ups: withdraw any time.
Anytime. Your dollars convert back and arrive through the same local rail you use every day — usually in under 90 seconds, with gas always free.
There's no minimum. Start with any amount — and invest from as little as $1 in bitcoin whenever you're ready.
You can open your account and start saving in dollars with just your phone. Some features may ask for a quick check later — nothing upfront.
No fees to open, to save, or to keep your dollars — and gas is always free. Only very small orders carry a small flat fee, always shown before you confirm.
Your dollars are protected and in your control. No bank or government can block you — your money moves when you say so.